Sit down and tell us about it.
We’ll find the right loan for you.
Taking out a loan is personal, and at Exchange Bank, we get it. We always ensure all your wants and needs are met before we take the next step. Whether you’re buying land, refinancing, building, or purchasing new, our local lenders have all the tools and time to find you the exact loan you’ve been looking for.
Choose from an array of loan options:
If you're looking to lock in your interest rate and put down roots, this may be a great loan option for you.
Whenever you’re ready, we’re all ears to help you determine which loan type, rate, and term is right for you. Whether you’re a first-time buyer or a seasoned pro, our expert lenders are here to answer all your questions and make the experience easy, smooth, and totally transparent.
We’ll help get you financially ready!
If you’re not ready to take the leap into the world of loans yet, we’re here to help with that, too. Check out our blog for helpful tips and insights on saving, financial independence, the cost of building a home, and so much more. It takes time to be ready for these big financial decisions, and with Exchange Bank by your side, it’s never too early or too late to start preparing!
© 2025 Exchange Bank of Northeast Missouri. All rights reserved.
Sit down and tell us about it.
We’ll find the right loan for you.
Fixed-Rate Mortgages
Adjustable-Rate Mortgages
Great if you plan on staying in your home for less than 10 years. Your rate will be fixed for an initial period and then may change as the market does.
Home Equity Loans
This lump sum loan gives you the funds and flexibility you need to pay expenses or make home improvements. A home equity line of credit (HELOC) allows you to use your home’s equity to get a revolving line of credit.
Construction Loans
It’s a great time to build a home! Enjoy the initial interest-only payments and the chance to finance up to 80% of your project.
Land and Lot Loans
Find the perfect backdrop for your dream home, and we’ll help you finance it with our specialized land and lot loans.
Specifically made for farmers, our agriculture loans give you the funds for improvements to your farm, equipment replacements, and so much more.
Agriculture Loans
Turn to Exchange Bank for all your loan needs. We’re here to help you reach your goals, on your terms and timeline!
NMLS# 483241