Free Checking with
Exchange Bank.
No minimum balance, no fees.*
Need a checking account that checks all the boxes, but don’t have time for the search? We get it. Our Free Checking account keeps it simple and gives you exactly what you need with no minimum balance requirements or fees.
Free Checking Account
Keep it simple and track your spending, totally free.
No fees | No minimum balance requirements | Access to online and mobile banking | Free debit card
And we’ve got plenty of other checking accounts built for hard workers and go-getters of all ages and money management styles. We’ll help you find your perfect fit.
Regular
Checking Account
Low fees and easy access
to your money
Special benefits for
customers 50+
Senior
Checking Account
Earn some interest on
your checking
Now
Checking Account
Earn top-notch interest
on your balance
Super Now
Account
The more you deposit,
the more you earn
Money Market
Account
If you need some help choosing which account is right for your life and goals, the expert bankers at Exchange Bank are ready to help you make the right decision. Our Free Checking account is a great starting point for spending and working on your budget.
More knowledge, more financial freedom.
It’s always a great time to level up your financial knowledge. Our blog is a great resource for advice and actionable steps to help you save money and make the best financial decisions for your future. Want to
save up enough to meet the minimum balance on an interest-bearing account? Ready to start working toward a big purchase like a house or car? Our blog is here to guide you!
Open your Free Checking account with us today and start experiencing how simple checking really can be!
© 2025 Exchange Bank of Northeast Missouri. All rights reserved.
* Free Checking account holders are still charged for the printing of checks. Overdraft/Returned item fees may apply.
Free Checking with
Exchange Bank.
No minimum balance, no fees.*